HOLT^® In-House Financing Options

• Short Term Rental Plans (Rent-to-Rent)
• Long Term Rental Plans (Predetermined Purchase Option)

Should a purchase or long-term lease better suit your needs, HOLT’s financial marketing team has strong relationships with various major financial institutions throughout the United States, including Caterpillar^® Financial Services Corporation. Our financial marketing department is prepared with knowledge and experience to consistently incorporate finance alternatives into every sale.

• Caterpillar Financial Services Corporation Financing Options:
  CFSC Financial Products Comparison Matrix
  CFSC Credit Application


• Installment Sale Contract – Allows the customer to purchase the equipment and pay for it over a period of time.
  Installment Sale Contract Product Sheet


• Finance Lease – Capital lease that allows the customer to make lease payments over a period of time and purchase the machine for a “bargain purchase option” at the end of the lease term. Options can be set as low as $1 (“Dollar Option Lease”). Taxes are financed upfront on a dollar option lease instead of billed monthly.
  Finance Lease Product Sheet


• Long-Term Lease-Purchase (CVO) – Provides the customer with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value) at the end of the lease term. This is an operating lease that may be treated as an “off-balance sheet” solution.
  Cat Value Option Product Sheet


• Fair Market Value Lease (FMV with LTR) – Provides the customer with a low rental payment and gives the customer an option of returning the equipment or purchasing it at Fair Market Value which is determined at the end of the lease term. This is an operating lease that may be treated as an “off-balance sheet” solution.
  Long Term Rental Product Sheet


• Governmental Lease-Purchase – Allows governmental entities to finance equipment at a special low interest rate.


• Governmental Tax Lease – Provides governmental entities with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value).


• Caterpillar Financial Services Corporation Line of Credit:
  Automatic Credit Approval for Future Equipment Needs First Class Financing Options No Set-Up Fee

Financing of your equipment purchases may assist you in achieving your financial objectives and meeting your operational needs. Several benefits of financing include:

• Preservation of cash flow for working capital needs
• Quick acquisition of equipment can provide a competitive edge
• Planned replacement strategies that keep your fleet updated
• Several finance/lease options that can be tailored to meet your
• specific objectives
• Options to address bonding and bidding concerns
• Below market interest rates are available for both new and used equipment financing through Caterpillar Financial Services Corporation
• Flexible payment plans
• Financing options are available for international transactions
• Caterpillar Financial’s superior customer service center is available by phone, Internet, fax and email